Prester 10.5

Prester 10.5

Prester PY  ❘ Freeware
Android
Latest Version
10.5
Safe to install

You can request a loan in 5 minutes and have it deposited into your account on the same day. No paperwork, no queues. We are a reliable entity registered with the BCP. Our transparency ensures no hidden terms and conditions. We value your efforts by offering discounts on your next loan if payments are made promptly. Approval is subject to the credit policy of the entity.

To request a loan, follow these steps:

  1. Download the App on your Android phone.
  2. Complete the application: Have your ID, Debit Card ready, and prepare for a selfie.
  3. Sit back and relax: We will respond within one business day and deposit the funds into the account of your choice.

IMPORTANT:
Ensure you have a valid Paraguayan ID and hold an active local bank account. Currently, the only payout option available is through bank transfer; soon, you will be able to collect the funds at a designated point of sale.

Terms of our credits:

  • Minimum Term: 3 months, Maximum Term: 12 months.
  • Minimum Amount: ₲ 500,000, Maximum Amount: ₲ 7,000,000.
  • Repayment Type: Fixed Installments
  • Maximum Nominal Annual Rate (N.A.R.): 26.74%.
  • Maximum Effective Annual Rate (E.A.R.)*: 30.27%.
  • Maximum Granting Commission: 27.00%.

*Note: These values are updated as of June 2023. Prester will always comply with the Limits for Usury Rates (Law No. 2,339/2003) set and communicated monthly by the Banking Supervision of BCP.

The interest rate and commission may vary according to the applicant's credit history with Prester or in the credit market and their estimated repayment capacity. The breakdown of interests, commissions, and expenses will be provided during the application process on the Prester app or website before approval, with the client required to accept these terms and conditions.

The granting commission covers expenses related to obtaining credit history data, identity verification, phone line validation, loan opening and management costs, credit risk evaluation expenses, and platform development, maintenance, and upgrade costs.

An App Services cost ranging from ₲ 20,000 to ₲ 50,000 is charged as a one-time fee at the loan initiation for approved operations. These charges cover validating card ownership and activity status and bank account or e-wallet validation costs.

Loan Example:
Loan Amount: ₲ 2,000,000
Term: 12 months
C Monthly Installment: ₲ 252,000
Total Repayment Amount: ₲ 3,049,000 (includes principal)
Total Loan Cost: ₲ 1,049,000 (includes interest with VAT for ₲ 431,850.15 + granting commission with VAT for ₲ 592.149.85 + App service costs with VAT for ₲ 25,000)

⚠ Contact Us:
📧 Email: [email protected]
💌 WhatsApp: (+595) 991 612953.
🌸 Facebook: https://www.facebook.com/presterapp
🕖 Customer Service: 9 AM - 6 PM from Monday to Friday
🏠 National Office: Calle 14 de Mayo 1709 c/ Francisco Dupuis, Asunción, Paraguay.
🌐 Website: https://www.prester.com.py

Overview

Prester is a Freeware software in the category Business developed by Prester PY.

The latest version of Prester is 10.5, released on 01/11/2025. It was initially added to our database on 03/07/2024.

Prester runs on the following operating systems: Android.

Prester has not been rated by our users yet.

Pros

  • User-friendly interface which makes it easy to navigate and use
  • Provides a variety of tools for project management, collaboration, and communication
  • Offers customizable features to tailor the software to fit individual needs
  • Integrates with popular third-party applications for seamless workflow
  • Provides excellent customer support for assistance and problem-solving

Cons

  • Can be expensive for smaller businesses or individual users
  • Learning curve for new users to fully utilize all features
  • May experience occasional bugs or technical issues that could impact productivity
  • Limited mobile app functionality compared to the desktop version
  • Integration with certain applications may require additional fees

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